Understanding Morocco’s Currency

If you’re planning a trip to Morocco, one of the first questions you might ask is: “What currency does Morocco use?” The official currency is the Moroccan Dirham (MAD), often abbreviated as DH.

The Dirham is a closed currency, meaning it cannot be freely traded outside Morocco. Because of this, it’s best to exchange money after arrival or withdraw directly from Moroccan ATMs.

Moroccan Dirham – Notes and Coins

The Moroccan Dirham is divided into 100 centimes (or santimat).

• Banknotes: 20, 50, 100, and 200 MAD
• Coins: 1, 2, 5, and 10 MAD, plus smaller centimes (though rarely used)

Where to Exchange Money in Morocco

You’ll find currency exchange offices at:

• Airports (convenient but with slightly higher fees)
• Banks in major cities
• Official exchange bureaus in medinas and tourist areas

💡 Tip: Always request a receipt when exchanging money, as it may be required when converting leftover dirhams back into foreign currency before leaving Morocco.

ATMs in Morocco

ATMs are widely available in Morocco. They generally accept Visa and Mastercard. ATMs dispense Dirhams only, and you’ll get a competitive exchange rate compared to cash exchanges.

• Withdrawal limits: Typically 2,000–4,000 MAD per transaction
• Fees: Your home bank may charge international withdrawal fees

Using Credit and Debit Cards in Morocco

While cards are accepted in upscale hotels, restaurants, and some shops, cash is king in Morocco. In rural areas, souks, and small businesses, cash payments are the norm. Always carry small bills for taxis, tips, and market purchases.

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Can You Bring Dirhams Into Morocco?

The Moroccan Dirham is considered a restricted currency. Technically, you’re not supposed to bring large amounts of MAD into or out of the country. Instead, bring Euros, US Dollars, or British Pounds to exchange once you arrive.

Money-Saving Tips for Travelers

1. Use ATMs in big cities for better rates.
2. Bring small denominations for shopping in souks.
3. Notify your bank before traveling to avoid card blocks.

Conclusion – Be Dirham Ready!

The Moroccan Dirham (MAD) is the only currency accepted in Morocco, so travelers should prepare by bringing a mix of cash and cards. With ATMs readily available in cities and exchange bureaus throughout the country, managing money is simple as long as you plan ahead.

Whether you’re bargaining in Marrakech’s bustling souks or sipping mint tea in Chefchaouen, having Dirhams on hand ensures a smooth and enjoyable Moroccan adventure.